Kasandro vs Finary: 2026 comparison (banks, couples, price)

Key facts

Finary is a French wealth app: bank accounts, brokers, ETFs, PEA, assurance-vie, PER, property, crypto and loans in one view, with a premium look and a large community. It has a family mode on one login, a Sankey, a subscription scanner and an MCP connector for Claude and ChatGPT. Kasandro is built for Poland: Polish banks through Enable Banking, IKE, IKZE and PPK (Polish tax-advantaged retirement accounts) as market wrappers, couples with two separate consents, a map, habits over years and the "You in 30 years" voice. Prices and dated sources are below.

• Finary: Free at 0 EUR with 2 linked accounts, Lite 54.99 EUR a year, Plus 149.99 EUR a year (family mode), Pro 349.99 EUR a year (finary.com/en/pricing, 10 Oct 2026).
• Kasandro: 4.99 zł per connected account per month (1.19 EUR on EUR markets), a year for the price of 10 months, everything in the price, AI prepaid (5 zł to start).
• Finary's site is in French, English and Spanish; it does not list Polish retirement wrappers (10 Oct 2026).

What Finary does well

Finary (finary.com, Paris) is the model of a dense, beautiful wealth view: net worth, allocation and a diversification score, a fee scanner, dividends, weekly and monthly reports, budgeting with one-click categorisation, automatic detection of transfers between your own accounts, a Sankey, a subscription scanner, goals, a "wealth in 30 years" projection, a public roadmap and a forum. Bank sync runs through Powens and Plaid, with "20.000 banks & brokerage platforms" according to the pricing page. Family mode lets you add relatives as profiles under one login and assign ownership shares per asset. The MCP connector exposes 9 read-only tools to Claude, ChatGPT and others.

Finary's pricing (as of 10 October 2026)

Free: 0 EUR, "Link 2 accounts". Lite: 1.05 EUR a week or 54.99 EUR a year, 3-day trial, unlimited accounts. Plus: 2.88 EUR a week or 149.99 EUR a year, 14-day trial, budgeting, fee scanner, dividends, family mode, monthly report. Pro: 6.73 EUR a week or 349.99 EUR a year, 14-day trial, professional accounts and holding mode. Source: finary.com/en/pricing.

Where Kasandro is different

Polish banks and Polish wrappers

Kasandro reads Polish banks through Enable Banking (listed in the EBA register), with read-only consent renewed every 90 or 180 days depending on the bank, and it knows the Polish wrappers: IKE, IKZE, PPK, OIPE and treasury bonds, with each year's limits. You choose the market when you sign up and the language separately (pl, en, de, fr, es), so an English speaker in Poland sees Polish wrappers in English. Finary's pricing page mentions 20,000 banks and platforms without a country list (10 Oct 2026), and its wrappers are PEA, assurance-vie and PER.

Couples: two logins, two consents

Finary's family mode runs under one login: relatives are profiles under the owner's account and their accounts are synced from the main account (Finary help centre, 9 Oct 2026). In Kasandro each of you has your own login and your own consent in your own bank, transfers between your accounts are matched on both sides as own transfers, a business account can stay private and still count in the total, and "who paid" is a filter on the list. A partner never sees an account the other partner did not share.

A map and habits over years

Card payments carry a place and a time. Kasandro draws them on a real map, on a weekday-by-hour grid and as a year-on-year comparison; three observations with numbers open the home screen. Finary has budgeting, a Sankey and a subscription scanner, without geography.

A voice with a persona

Finary answers questions through MCP, inside your own Claude or ChatGPT, in text (finary.com/en/mcp, 9 Oct 2026). Kasandro has MCP too (in the price) and, on top of that, its own assistant in text and voice (ElevenLabs): "You now" and "You in 30 years", a letter from 2056 every month, optionally read in your own aged voice. Conversation is prepaid: the meter is visible, 5 zł to start.

Imports for the Polish investor

XTB from a file, treasury bonds from a file, PPK from a statement, crypto exchanges from a read-only key, property and loans. Net worth with contributions separated from returns and "how far you are from living off your capital", calculated openly on your own assumptions; tax and inflation are left out, and the screen says so. Prices: pricing. How we count: Honest counting.

Kasandro vs Finary: comparison table

Which one is for you

Finary is for you if

• your accounts and brokers are in France and you want PEA, assurance-vie and PER in one place,
• you value a large community, a forum and a public roadmap,
• one login for the whole family suits you,
• you prefer asking through your own Claude or ChatGPT.

Kasandro is for you if

• your banks are in Poland and you want IKE, IKZE, PPK and treasury bonds with limits,
• you and your partner have several accounts and each wants their own login and consent,
• you want a map, hours and habits across years next to wealth,
• you want to hear the answers out loud, including in your own voice from 2056,
• you prefer paying per synced account, in złoty.

FAQ

Does Finary work with Polish banks?

Finary's pricing page of 10 Oct 2026 mentions 20,000 banks and platforms without a country list; the site is in French, English and Spanish. Kasandro uses the Enable Banking list for Poland, which you see before consent.

Is Finary more expensive than Kasandro?

Finary Plus (with family mode) is 149.99 EUR a year. Kasandro: 4.99 zł per account per month, 3 accounts = 14.97 zł, a year for the price of 10 months, couples included. The slider on the pricing page gives the total for your accounts.

Does Kasandro have a "wealth in 30 years" projection like Finary?

Yes, as a calculator on your own assumptions: a monthly amount, an annual rate you choose and a number of years; tax and inflation are left out, and the screen says so. The letter from 2056 uses the same formula.

Does Kasandro have MCP?

Yes, in the price and read-only: you connect your own Claude or ChatGPT. On top of that you have the in-app assistant, in text and voice.

Is this financial advice?

No. Kasandro shows what happened on your accounts and computes on assumptions you set yourself. The comparison describes what both sides publish on the stated dates; we re-check them monthly.